Eligible for Medicare?
Free Medicare Consultation Services Now Available for CMMD and Associates Patients
Sorting through Medicare options and information can be overwhelming and complicated. We think no patient—or caregiver—should have to navigate Medicare options alone, uncertain of how to enroll, what costs they may encounter, or what programs can help them fill in the gaps.
As a patient of Christine Meyer, MD and Associates, you have free access to an independent broker who will personally assist you in understanding Medicare options, so you can select a plan with confidence. Whether you are a Medicare enrollee or a caregiver, a one-on-one meeting or phone call with our broker can help you understand eligibility, the differences between each Medicare plan, and prescription coverage (including minimizing your out-of-pocket costs). Call today to schedule your free consultation!
Did You Know?
Medicare Part D Prescription Drug Plans include five tiers of prescriptions drugs. The lower the tier, the lower your co-pay for that drug. Each insurer decides the tier a specific drug will be categorized into. There are also formulary exceptions, quantity limits, prior authorization requirements and step therapies.
This is just one of the many topics John can explain at your Medicare consultation meeting. Call (484) 364-2016 to schedule yours today.
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Medicare and COVID-19
Medicare covers related needs:
Medicare covers the lab tests for COVID-19. You pay no out-of-pocket costs.
Medicare covers all medically necessary hospitalizations. This includes if you're diagnosed with COVID-19 and might otherwise have been discharged from the hospital after an inpatient stay, but instead you need to stay in the hospital under quarantine.
At this time, there's no vaccine for COVID-19. However, if one becomes available, it will be covered by all Medicare Prescription Drug Plans (Part D).
If you have a Medicare Advantage Plan, you have access to these same benefits. Medicare allows these plans to waive cost-sharing for COVID-19 lab tests. Many plans offer additional telehealth benefits beyond the ones described below. Check with your plan about your coverage and costs.
Scammers may use the coronavirus national emergency to take advantage of people while they’re distracted. As always, guard your Medicare card like a credit card, check Medicare claims summary forms for errors, and if someone calls asking for your Medicare Number, hang up!
Telehealth & related services
Medicare has temporarily expanded its coverage of telehealth services to respond to the current Public Health Emergency. These services expand the current telehealth covered services, to help you have access from more places (including your home), with a wider range of communication tools (including smartphones), to interact with a range of providers (such as doctors, nurse practitioners, clinical psychologists, and licensed clinical social worker). During this time, you will be able to receive a specific set of services through telehealth including evaluation and management visits (common office visits), mental health counseling and preventive health screenings. This will help ensure you are able to visit with your doctor from your home, without having to go to a doctor’s office or hospital, which puts you and others at risk of exposure to COVID-19.
You may be able to communicate with your doctors or certain other practitioners without necessarily going to the doctor’s office in person for a full visit. Medicare pays for “virtual check-ins”—brief, virtual services with your established physician or certain practitioners where the communication isn't related to a medical visit within the previous 7 days and doesn’t lead to a medical visit within the next 24 hours (or soonest appointment available).
You need to consent verbally to using virtual check-ins and your doctor must document that consent in your medical record before you use this service. You pay your usual Medicare coinsurance and deductible for these services.
Medicare also pays for you to communicate with your doctors using online patient portals without going to the doctor’s office. Like the virtual check-ins, you must initiate these individual communications.
If you live in a rural area, you may use communication technology to have full visits with your doctors. Our patients are using a real-time audio and video communication system to communicate with a remotely-located practitioner. Medicare pays for many medical visits through this telehealth benefit.